take control of your finances for good - with money mastery
Get a plan for your money — and get lasting results, so you can stop worrying about money, and focus on what really matters.
Personalized 1:1 online financial coaching — based in Charleston, SC — serving clients across the US and Canada via Zoom.
What is Money Mastery?
With a simple structure, practical systems, and a plan for your money that brings clarity, order, and direction, this program provides a proprietary money management system, along with guided implementation, customized advice, along with money psychology, to help new habits take hold and adjust to life’s changes, so you experience lasting results.
“Debbie was there for me with all the support I could possibly need.”
Now, I’m saving money automatically (and not backsliding into overspending), I know I have enough money to travel, and I’m confident that I have what I need to pay the bills even when I have a lower income month. She’s amazing.”
— Lauren V. - Copywriter
Like many of my clients, you’ve probably been trying to make traditional budgeting work for you — but something’s off.
Intuitively, you know there must be a easier way to manage your money — one that gives you control without having to spend all your time managing it.
And your search for answers has led you here.
At last, you can exhale. Through this practical, transformative program, you’ll get clear on your money and build a simple values-aligned plan that runs smoothly in the background — so you can spend less time worrying about your money and more time living your life.
you’ve tried to get your finances in order before… but nothing seems to stick
reimagine your finances
We’ll incorporate three essential pillars that transform your finances — money psychology, flexible systems, and a values-aligned plan — giving you clarity, control and intention in a way that feels easy and sustainable.
Money psychology
Exploring your money personality, emotions, patterns, and money story — with compassion, not judgment. Together, we identify beliefs that no longer serve you and replace them with ones that support calm, confident financial choices.
flexible money Systems
Create a strong foundation for security — and a simple, values-based system for spending, saving, and planning. You’ll bring structure to your money with proprietary tools, and form new habits that make managing finances feel easy.
a plan for your Money
Design a clear financial roadmap that reflects your priorities and lifestyle — no rigid budgets required. Learn to navigate curveballs, make values-based decisions, and use your money to support the life you truly envision.
This program is ideal you if you want:
A simple system to manage your everyday money—without spending hours tracking expenses—so you always know where your money is.
A better understanding of each other’s approach to money and to build a shared plan for the future.
To find a balance between enjoying life, saving, and paying off debt.
To save automatically so you can stop worrying about every unexpected expense and feel more financially secure.
To spend more intentionally so you have more for the things that truly matter to you.
An easier way to manage unpredictable income so you can pay yourself monthly, cover expenses, build a reserve, and stabilize your finances.
how this program is stuctured and how you’ll be supported
Six one-hour 1:1 core coaching sessions
Structured as twice monthly over 3 months, designed to help you master both the emotional and practical sides of money. We’ll dig into what’s working, what’s not, and where your system needs to adapt — so you can finally feel clear and in control of your finances.
proprietary money management software
You’ll get access to a proprietary, easy-to-use system that brings all your numbers into one place — so you can see your spending, saving, and progress clearly without complex spreadsheets. It’s the same structure I use myself to feel clear and in control.
24/7 Implementation guidance
You’ll have ongoing email support (during business hours) between sessions in case you hit a snag as you complete your exercises, and a weekly accountability check-in — to make sure you’re staying on track, so you’ll always have access to help when you need it.
sessions recaps via email with action items
After each session, you’ll receive a recap email with clear next steps — no wondering what to do next and no worrying about having to take notes in sessions. These practical, bite-sized actions keep you focused and moving forward without feeling overwhelmed.
session exercises and worksheets
Each session comes with access to my propriety templates and worksheets that make putting into practice what you’ve learned in each session easy. This isn’t just theory, it’s building your system in real life, a week at a time, so you have a complete system at the end.
one 30-minute touch base session
After the three-month core program, you’ll get one 30-minute Touch Base coaching session to check your progress, answer questions, and ensure things are working smoothly in real life. This helps solidify the habits and structure you’ve built.
transform Your finances in just 3 months
The commitment: About one hour a week on average.
Each one-hour 1:1 session is paired with simple, practical exercises to complete between meetings. There are no videos, no extra material to sift through, and support is available when questions come up — so you’re never left wondering what to do next.
With one 30-minute Touch Base session included once the core program concludes, you’ll have the space and guidance to fine-tune what you’ve built, adjust for real-life changes, solidify new habits and work through any challenges.
After that, maintaining your system typically takes less than 90 minutes a month.
“things have changed dramatically.
I now have a better emotional connection with money. Debbie’s system has helped us revamp how our accounts are set up, making it easier to manage bills while saving for short, mid, and long-term goals.
Prioritizing our goals individually and as a team has brought clarity and alignment to our financial planning.
It’s empowering to have clear parameters and validation from a professional, knowing we can take control of our finances without feeling overly restricted."
— Hayden M. - IT Sales
why start now? Because you’re here for a reason.
You’ve probably been thinking about this for a while — and something in you knows it’s time to take action.
If you’ve been craving structure, clarity, and a plan for your money that fits your life, this is your invitation to take the first step.
How it works
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Book a free 20-minute Clarity Phone Call to ask questions, share your goals, and see if it’s a fit. If we both feel good, you’ll get the next steps to move forward.
When you book your call, there will be a few simple questions to answer so that we can make the most of our session.
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If you decide to move forward, you’ll complete a client agreement, and then will receive a link to book your first appointment. The first month’s investment is due at this time.
After you’ve paid, you’ll get some pre-work to complete and submit 1 week ahead of our first meeting. -
At your scheduled time, just click the Zoom link in your confirmation email and come ready for your first session as we start by digging into your dreams and get you on the path to more clarity, confidence and control of your finances.
With Money Mastery, you'll gain the clarity and direction you need to make meaningful, lasting changes for a complete financial transformation.
Please Note: This program is currently limited to U.S. and Canadian residents.
“I’m really glad we used Debbie. She builds a system with you that brings you happiness.
My wife and I have struggled coming up with a financial system that works for us. My wife works in finance and we've tried many different approaches.
We looked into the Ramsey courses and I'm really glad we used Debbie. She takes a holistic approach to your finances and builds a system with you that brings you happiness.”
— Jon B. - Education Administratorwhy learn from me?
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My career in finance began in 1998 as a financial advisor at Smith Barney. I’ve managed the investment program for a billion dollar bank, and served as the financial plan manager for a high-end planning firm.
While I loved the investment world, I fell in love even more with the human side — and helping people manage the money that fuels their daily lives, not just their investments.
Throughout my career, I always knew I someday wanted my sole focus to become helping people with the financial choices that shape their daily lives.
Quest is the realization of that dream — to take high-level financial expertise and bring it home to you.
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Many people wonder if hiring a financial coach is a smart investment — or if it’s just throwing money at a problem. But they also realize they need the support, structure, and a system to finally feel in control of their finances.
Unlike podcasts, books, or budgeting apps, 1:1 coaching is a highly personalized, deeply transformative experience that pays dividends for a lifetime.
After decades of seeing people shut out of professional financial help because they didn't meet a corporate "minimum," I believe this level of guidance should be accessible. My goal is to provide the expert tools you need to create lasting change — at a price that makes sense for your life.
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Traditional budgeting can be frustrating, because it usually doesn't last, and then people think the problem lies with them. But a system that relies on willpower, deprivation, and requires you to track every penny — is rarely sustainable. Much like a crash diet: eventually, you give in and eat all the cake.
My approach is different. I use a flexible system designed to encompass your true cost of living — and how you actually live your life. Your money becomes easy to manage and fits your life instead of boxing you in.
I have used this exact system to manage my own money for the last 20 years. When my clients tell me it has changed not only the way they will manage their money for a lifetime, but also has changed their life, I know it works.
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You can have a color-coded spreadsheet that would make your CPA swoon, but if you don't understand the money psychology running in the background — and how it drives your behavior — you’ll keep repeating the same patterns.
That’s why my practice integrates both the psychology and the practical side of money. You need both working together to not only get results, but to ensure they are lasting.
Otherwise, it’s like playing the piano with one hand. You’re missing out on the full composition, and in the case of your finances, you’re only addressing half the picture — and getting half the results.
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My financial coaching isn’t theory. It’s not centered around money manifestation or motivational affirmations, but on the practical steps we implement together that make a profound difference in how your money works in your life.
Knowledge is only potential power; true power comes from applying what you learn to your own life. That’s why each session in my programs provides both insight and new concepts, followed by expert guidance and support on how to incorporate them into your own unique situation.
Much like a pilot navigating a plane through turbulence, as you build new habits and implement changes, I am there to steer you through life’s challenges — so that you can finally create traction and see lasting results.
A look inside the modules…
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In this module, you'll uncover and define your dreams and core values, putting numbers to those dreams to give them shape.
We’ll create a net worth statement to establish a clear starting point, then start building a strong financial foundation that sets the stage for the journey ahead.
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Uncover your money stories, identify and understand your money mindset, and discover your unique Money Personality. Learn how these factors work together to influence your financial decisions and how to work with them instead of them working against you.
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Build a plan that ensures intentional and purposeful use of your money with my easy-to-use Cash Management System that takes the place of a restrictive budget.
It’s about aligning your spending with your goals and values (what’s most important to you) while still taking care of your future self.
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We’ll dig deep to find the things that bring you the most happiness, and find a way to incorporate more of those things into your life, not less.
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What do you do when everything seems like a priority? Should you pay off debt first or save more? How can you build a solid plan to become a homeowner or do those home renovations or buy that new car?
We’ll prioritize all of your financial goals, set up a plan to finally achieve them, and create a clear roadmap for you to follow.
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Bumps in the road along your financial journey are inevitable. Learn best practices to handle the curveballs life throws your way, and build in the flexibility that allows long-term, continued success.
Frequently asked questions
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The Clarity Call is a free, 20-minute phone call designed for mutual fit. We’ll chat about your current situation, your goals, and what’s been getting in the way. I’ll also answer any questions you have about coaching or the Money Mastery program to help you decide if this is your best next step.
This is a casual, no-pressure chat intended to provide you with genuine insight and options, not a hard-sell sales call. Because coaching requires a real commitment of your time and energy, at the end of our call, if we both agree it's a fit, I actually encourage you to sleep on it before making a decision to move forward. Once you’re 100% sure you want to proceed, I’ll send over the details for you to get started.
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Yes! In fact, I highly encourage it. Navigating this program together is a powerful way to build a shared money language and improve your communication, which strengthens your relationship regardless of your individual "money styles."
I always advise that both partners have a clear, intimate understanding of the family's financial picture—even if one person handles the daily logistics. This ensures true teamwork and, most importantly, continuity. Should the primary manager be unable to handle finances due to illness or other life events, you’ll both have the confidence and knowledge to keep your household moving forward without added stress.
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If you are in Canada, yes. My coaching services are currently available to US residents nationwide and Canadian residents. If you do not reside in the US or Canada, this service is not available to you at this time.
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A financial advisor focuses on retirement planning, selling investments, and assets under management. As a financial coach, the only fee you will pay is the fee for the coaching program you choose. I don’t sell any products, and I don’t deal with investments or insurance. My focus is on your everyday money, systems, and behaviors. We work on foundational money management as well as money mindset so that the changes you make are lasting.
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This program is different because it’s non-judgmental, flexible, and customized to your life and values. Instead of a rigid system, you build a resilient system that accommodates real life and focuses on behavior change, not restrictive budgets.
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A course is typically self-study with generic videos and worksheets. Money Mastery is a personalized coaching program with direct 1:1 interaction, system building, and hands-on guidance. You get 24/7 implementation support via email, weekly check-ins, and three months of maintenance coaching — ensuring you succeed, not just learn theory.
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You can certainly learn from free content, but it won’t be customized to your life or hold you accountable. Podcasts and videos provide general information, while the Money Mastery program provides 1:1 coaching to build a system specifically for your unique income, goals, and situation, with a coach holding you accountable every step of the way.
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I offer a conditional cancellation policy after the first session.
money mastery
A 3-month, 6-session 1:1 core FinancialCoaching Program
followed by One 30-minute “touch base” session.
4 monthly Payments of $250/month
(Your first payment is due at the time of booking, with subsequent monthly payments starting the following month. )