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Budget Review

Get expert eyes on your budget with a 1-hour budget review and a clear action plan.

Your budget should be a tool that supports your goals, not a source of stress, frustration and a time-consuming hassle.

You don’t necessarily need to redo your entire budget and start from scratch to get results. Often, it’s just a matter of making the right tweaks in the right places.

If your budget isn’t both efficient and flexible, you may be missing the chance to achieve your financial goals and build financial stability. Which is where a budget review can help.

Through a budget review, I’ll provide clear, simple, and actionable recommendations to ensure you’re making the most of the money you have.

What’s included in a Budget Review?

A budget review focuses on 4 key areas designed to help you make impactful changes.

01. Income verification and tracking

This involves accurately documenting all sources of income, including salary, bonuses, commission, and any other payments received. This is especially important if you are a solopreneur whose income is variable and often sporadic.

02. Fixed and variable expense analysis

Fixed expenses are consistent costs like rent, mortgage, and insurance, while variable expenses fluctuate monthly (utilities, groceries). A budget review analyzes both types of expenses to identify areas for potential cost savings.

03. Savings goals and progress

Setting and saving toward financial goals (an emergency fund, a new car, a down payment on a house, a vacation) is a crucial part of budgeting. The budget review assesses how well your budget is supporting these goals and recommends adjustments as needed.

04. Discretionary spending habits

This refers to expenses that are not essential, but are for personal enjoyment (e.g., dining out, shopping, hobbies). Budget reviews should examine discretionary spending to ensure there is built in discretionary money and that it aligns with financial priorities.

A smiling middle-aged woman with shoulder-length blonde hair, wearing a white dress and a necklace, standing outdoors with green foliage in the background.

I’m Debbie. Former financial advisor, turned financial coach

I’m a Charleston, SC–based financial coach who specializes in empowering women through financial literacy, simplifying complex concepts, and making you feel encouraged, motivated, and excited about moving toward your goals.

I have 20+ years of experience helping people manage their money, with a strong background in — and a passion for — creating personalized money plans. I especially love working with women — particularly women solopreneurs in service-based fields like health, wellness, and coaching.

I’d love to support you in improving your finances and help you use your money more effectively and intentionally, creating a positive and lasting impact on your life.

How a budget review works

  • Book your free 20-minute clarity session so we can get to know each other and we can talk about your situation.

    You’ll complete a short questionnaire when you book to highlight the top 2–3 things you want to focus on during our time together.

    During the call well discuss your questionnaire, answer your questions, and make sure that the Budget Review is right for you.

  • Choose your time, pay online, and upload your numbers using the link provided at booking if your data is in a Google Sheet or Google Doc.

    You will also receive a Dropbox link within 24 hours of booking to upload your data in case it’s in another format such as Excel, PDF or other. If you’ve already included your Google link, you can disregard the Dropbox link.

  • At your scheduled time, just click the Zoom link in your confirmation email and come ready for a focused session full of insights and high-impact suggestions.

  • After our session, you’ll receive a clear, personalized action list you can begin implementing right away.
    Interested in more support? You can explore other coaching programs here.

    If you decide to join Money Mastery within 6 months, you’ll receive a $75 credit toward the program.

    Note: Budget Review is currently available to U.S. residents only.

Your Budget Review is simple, yet surprisingly powerful.

In just one session, you’ll walk away with clarity, direction, and specific next steps to make meaningful changes — right away.

Don’t have a formal budget? No problem. As long as you know your take-home income and your expenses, we’ll take it from there.

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A white desk with an open laptop, a plate with half of a grapefruit and a spoon, a stack of magazines or books, and a vase with pink tulips. Behind the desk, a wall with a wire photo display holding four black-and-white photos and a round mirror.

A budget review is perfect for you if:

You’re a solopreneur with variable and/or sporadic income.

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You want a professional’s eye on your budget to make sure you’re not missing anything critical.

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You want to know which budget tweaks and changes would have the biggest impact.

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You’re want to assess where you’re at because you’ve had or anticipate a life change like a job change, marriage, or staring a family.

 Budget Review details and pricing:

Pay In Full

ONE-TIME PAYMENT

$125*

Includes:

  • A short questionnaire to help me understand your goals and budget challenges.

  • A budget review covering 4 key areas.

  • A 1:1 90-minute session with my insights and suggestions for improvement.

  • An action plan so you can easily start implementing the recommendations.

Book Your Budget Review

 Frequently asked questions

  • If you’re frustrated by your budget, are constantly re-doing it, have gone through significant financial changes like a new job, job loss, divorce, marriage, engagement, loss of a spouse, a move, or just want to know how to make the best use of your money, a Budget Review can help identify the exact areas to focus on for improvement.

  • Absolutely. With my Budget Review, as long as you have a list of your monthly and non-monthly expenses, and your take-home income, I can help you make sure that your finances support your goals, and show you how to get the most out of your money.

  • Your investment for a Budget Review is $125. You can use this as a credit toward the Money Mastery program if you decide to take that program within the next 6 months - which means you are getting a free Budget Review!

  • Yes, I can. The changes suggested will be broken into clear step-by step instructions, but some people like having someone to guide them while they make the changes in case they have questions and/or for accountability. After you have completed your Budget Review, if there are things you’d like my help with, we can discuss your options for continued support.

  • I’ll spend an hour reviewing your data (which you’ll upload when you book your appointment) behind the scenes, and then we will meet for 1-hr 1:1 via Zoom to go over my findings and answer your questions.

  • All payments are non-refundable, which is why I require a free 30-minute call prior to you booking this service, so that we can make sure a Budget Review is what you need and so that you fully understand what you are getting.

  • No! The Budget Review is a one-on-one 1-hr meeting via Zoom to go over my analysis and answer your questions about your budget.