8 Easy Ways To Practice Financial Self-Care
You know what physical and mental self-care look like. It’s the feel-good stuff — the meditation, the candles, the squares of dark chocolate — but it’s also going to bed on time, drinking enough water, and exercising (even when you don’t feel like it). Self-care is really about doing right by yourself.
Financial self-care — the actions you take in pursuit of financial wellness, is no different — it’s about taking care of your money, so it can take care of you.
It’s about the mindset work, the strategies, and the tasks — the small, consistent actions that keep you feeling calmer, more in control, and less weighed down by money stress.
The good news? It doesn’t have to be overwhelming. A few simple moves can make a real difference.
Here are 8 easy ones you can try this week:
1. Connect Your Goals to Your Values
Take a few minutes to jot down what matters most to you and how your current financial goals align. When goals tie back to your values, decisions feel clearer and more motivating.
2. Kick Out a Sneaky Subscription
Find that one app or service you’re not using (looking at you, “free trial” that turned into $9.99 a month). Cancel it and enjoy the instant raise.
3. Return the Thing
That shirt that didn’t fit? The gadget still sitting in the Amazon box? Get your money back and clear the clutter.
4. Start a “Fun Money” Account
Even $25 a week adds up. Label it for something that excites you — coffee dates, a weekend getaway, concert tickets — and watch it change your outlook.
5. Say No Without Explaining
What you don’t want to spend your money on doesn’t need justification. If it’s not a yes in your gut, it’s a no in your wallet.
6. Outsource the Nagging Task
That home project you keep side-eyeing? Hire it out. Sometimes the best money you spend is the money that buys back your peace and your time.
7. Schedule a “Money Date”
Set aside 20 minutes with your favorite drink and music to look over your numbers and progress toward your goals. Make it feel less like a chore and more like a check-in with Future You.
8. Set Money & Career Intentions
Write down one or two things you want to focus on for the upcoming quarter — clarity comes faster when you put pen to paper.
Financial self-care isn’t about perfection — it’s about small, consistent steps that leave you feeling lighter and more in control.
Want some more money motivation? Check out my earlier post: Six Truths About Money You Need to Hear.