Take control of your finances with personalized financial coaching
Where practical strategy meets money mindset to create lasting change.
How many hours have you spent combing through credit card statements wondering WHAT HAPPENED? You’re worried that…
You're always going to be paying off credit cards instead of doing the things that are important to you:
You’ll never take that bucket list trip, buy a house in a good school district, or eat at restaurants with white tablecloths.
Every time an unexpected expense shows up, your stomach ties itself in knots, because you know it will swallow your savings.
You've read the books, listened to podcasts, watched YouTube videos, and spent hours trying to figure out YNAB.
Despite all your efforts, you still feel stuck. You're smart and capable, so you're frustrated that you can't figure this out.
“I have so much more clarity and confidence than I did before.”
"At first, I wasn’t sure if hiring a financial coach was a smart use of money—or just me throwing more money at a problem. But I realized I needed support, structure, and a system to finally feel in control of my finances.
Working with Debbie turned out to be absolutely worth it. I have so much more clarity and confidence than I did before."
— Jen Z., Hypnotherapist
Welcome to a place where practical financial systems meet money psychology and a whole lot less stress
Hi, I’m debbie. i’ve spent 20+ years in the financial industry.
And I’m here to tell you that the reason you’re stuck is not you.
Cookie-cutter advice from books, courses, YouTube videos and apps like YNAB don’t work, because they’re not personalized to you.
Your circumstances and challenges are unique, like having the variable income of a solopreneur, or having a partner that’s not on the same page with financial priorities.
Your financial backstory creates a perspective on money that is unique to you. Your money stories and money personality have a deep effect on your relationship with money.
Go beyond books and podcasts. Get the guidance that lets you finally take control of your finances so you can start enjoying your money. I’d love to help you do that.
Practical wisdom, compassionate coaching, and a proven process.
Years in finance — making money simple to understand —and manage.
Clients’ lives transformed by a behavioral and practical approach to money.
Women, couples and solopreneurs finally achieving lasting results.
most people don’t realize what’s holding them back.
They try to manage their money through deprivation:
They trim their budget and cut "excess" spending.
They build savings and pay off debt while holding off on spending on what lights them up.
The result? Potentially missing out on the life they could have lived.
I want to challenge you, instead, to dream big—then get the blueprint to make it happen.
With my Four Buckets Strategy, you'll learn how to:
Figure out what's most important to you
Create a flexible plan that balances security and flexibility
Enjoy stress-fre
what i can help you with:
cultivate a healthy money mindset
I help you understand your unique money psychology to build lasting systems.
Discover what drives your financial decisions and behaviors
Work with your inherent money personality and money stories
Strengthen your relationship with your partner through better communication
Master your cash flow
I replace rigid budgets with flexible systems that give you control and clarity.
Implement the Four Bucket System (your unique methodology)
Set up simple automation and a functional account structure
Use "Money Dates" to review progress and build strong habits
eliminate debt for good
I go beyond simple payoff plans to address the root causes of your debt.
Full review of existing debt and credit use
Develop strategies (like emergency funds) to prevent future debt
Create a clear, actionable payoff plan and proper implementation
define and prioritize your goals
I ensure your money is working for the life you actually want to live.
Explore core values and "dream exercises" to define what matters most
Develop clear goals tied to your values and priorities
Map available resources (money/time) to turn goals into reality
how i’m different
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In started my career in finance back in 1998, trained by industry giant Smith Barney. Since then, I’ve managed the investment program for a billion-dollar bank, and worked as the financial plan manager for a high-end financial planning firm.
Throughout these two decades, I have personally counseled thousands of client not just on investing, but on the practical, everyday money management that leads to financial health. My Linked In Profile has all the details if you’d like further information on my experience. -
Working at a major Wall Street firm, I saw firsthand how many people were shut out of getting financial guidance just because they didn’t meet the $250K minimum.
Working at a major Wall Street firm, I saw firsthand how many people were shut out of getting financial guidance just because they didn't meet the $250K minimum.
I started this business because I believe personalized financial guidance should be affordable and accessible to everyone.
If you want to test the waters: The Money Personality session is just $100 (Singles) and $150 (Couples)
For comprehensive guidance: My flagship Money Mastery program is an affordable $150/month for 5 months.
1:1 coaching may cost more than an online course — but the personalized guidance and accountability you get can change everything.
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Traditional budgets don't work. They are built around restriction and willpower, which creates a "financial diet" mindset that rarely lasts.
Eventually, life happens:
A car repair
A slow month
A medical bill
More spent on groceries than planned
...and the whole system falls apart.
My Approach is Different
I use an easy, flexible money management system that is especially helpful for anyone with variable income. It focuses on planning ahead and lets you manage your finances in less than an hour a month.
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You can have a color-coded spreadsheet that would make your CPA swoon, but if you don't understand the money stories running in the background, the emotions those stories create, and how those emotions drive your financial behavior, you'll keep repeating the same patterns.
That's why we dig into both the psychology and practical side of money—you need both working together to get the full picture.
Otherwise, it's like playing the piano with one hand.
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My work isn't theory. It's not centered around money manifestation or motivational quotes, but on practical steps that we implement together, that make a profound difference in how your money works with your life.
You'll get:
Personalized support
Flexible systems
Clarity and a plan for your money
...so you create traction and finally start seeing results.
“I really needed the accountability of a coach.”
“Being self-employed with my income varying month to month, I really wanted a better idea of how much we needed to cover our expenses and save toward our goals. As an accountant, I could have done this on my own, but I really needed the accountability of a coach.
I have a way better idea of where our money goes now, which gives me peace of mind. Having clarity was a great eye-opener. And now we have a plan in place, which we’re excited about.”
— Tom L., Mens’ Success Coach
explore what’s possible
The life you want—one that feels lighter and fuller, and eases the financial stress—where you have space to spend on things like guilt-free nights out, hiring a cleaning person, travel, home renovations, making memories—starts with a single conversation.
You're smart and capable; you just need the right system and accountability to feel that sense of clarity and capability. I’d love to show you how simple it can be.
Let's figure out the first step together.