The proprietary First Step Cash Flow system™ is designed to be flexible and simple, giving you freedom rather than restrictions, so you can enjoy your money while still saving and meeting your financial goals. It also does away with the constant tracking that traditional budgets require, freeing up your time forthe things that matter to you.

While podcasts and YouTube videos offer valuable tips, they often provide generalized advice that may not address your specific financial situation. Personalized coaching, on the other hand, is tailored to your unique goals and challenges. It goes deeper, helping you uncover the root causes of your financial stress and create a custom plan that works for your life. Coaching also provides accountability and support that you won’t get from a video or podcast.

Absolutely not. My coaching is a judgment-free zone. We all have financial histories shaped by life circumstances, habits, and emotions. My goal is to help you understand your past money decisions and work toward a better future letting go of any feelings of guilt or shame.

If other systems haven’t worked or have increased your frustration, it’s likely they weren’t designed with your specific needs in mind or they were too complicated to use. I focus on creating a personalized system that simplifies your finances, taking both the emotional and practical sides of money into account so that your changes are lasting.

It’s common for couples to have different approaches to money. Through the use of a Money Personality Assessment, and Money Stories and other exercises, I help you understand your partner better and find common ground. This allows you to function as a team, and create a plan that works for both of you, reducing financial stress and strengthening your relationship.

The Money Mastery program is an in-depth, 3-month coaching program designed to completely transform your finances. It includes personalized strategies, a proprietary money management software system, and unlimited support to help you reach your financial goals.

Ongoing Coaching is designed for continued accountability, encouragement, and personalized 1:1 support once you have completed the Money Mastery program.

Yes, I offer an affordable payment plan for the Money Mastery program to make it budget-friendly.

I also provide a money-back guarantee after the first session for Money Mastery. If you feel the program isn’t the right fit after our first meeting, you can request a full refund.